ABOUT MOS GROUP
For over 30 years Mortgage Outreach Services, also known as the MOS Group or MOS, has been a leading provider of loss mitigation services for the mortgage industry. MOS is committed to unbiased consumer education and maintains an informational website at www.MortgageOutreach.org.
MOS acts as an intermediary that fosters resolution-based communication between borrowers at risk of default or foreclosure and their lenders/servicers. With a focus on borrower-friendly strategies of foreclosure avoidance and preservation of home ownership, MOS works with the borrower and the lender/servicer to expedite the resolution process and facilitate the optimal solution for borrowers and lenders.
MOS does not charge borrowers large upfront fees and is generally paid by the company that has enlisted MOS’ services to help it reduce the losses associated with delinquent, defaulted and foreclosed loans. Many of the nation’s top servicers, subservicers, lenders and mortgage insurance companies, rely on MOS to help them reduce potential portfolio losses and improve the overall quantity and quality of loan resolutions.
In today’s market lenders and servicers are often overwhelmed with phone calls and requests for loan modifications. MOS helps borrowers understand their range of options, connects them to lenders or servicers and guides borrowers through the process of reaching a solution. Additionally, MOS assists companies by providing professionally trained resources to help contact the borrower, evaluate the borrower’s current financial situation and determine potential solutions to avoid foreclosure. Once a solution is mutually agreed upon, MOS can also work with the borrower and lender/servicer to achieve a successful resolution.
