Topic: Conforming Loan

Posted on: Friday, July 17, 2009
Short Fi a Jumbo into a Conforming Mortgage
Short Fi a Jumbo into a Conforming Mortgage

Short fi’s are for borrowers facing hardship. It would work best in an area where house prices have declined precipitously.

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Posted on: Wednesday, July 15, 2009
The 31% Solution for Mortgage Modification
The 31% Solution for Mortgage Modification

When I first got a place of my own, I was told that a week of income should cover my housing expenses. Today, the US Department of Housing and Urban Development, HUD, estimates that 12 millions households in the country now pay more than 50% of their annual income on housing.

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Posted on: Friday, April 17, 2009
Knowledge is Power
Knowledge is Power

When the news seems bad, it’s all too easy to curl up into a ball and hope that the world goes away. Denial and paralysis get you nowhere fast.
As I write this, I just learned the news of the biggest real estate bankruptcy in American History. General Growth, the owner of California’s Glendale Galleria has [...]

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Posted on: Wednesday, April 15, 2009
Act Now, Time is Wasting
Act Now, Time is Wasting

What should they do if they lose their jobs or see their income drop dramatically?

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